Common questions about
The car buying process

Will Applying For a Loan Hurt My Credit?
Looking for new credit can mean someone could be perceived as "higher risk", but most Credit Scores are not affected by multiple inquiries from auto loan lenders within a short period of time. Usually, these are treated as a single inquiry and will have very little impact on your credit scores.
How Do I Apply for Credit?
Applying for credit is easy at Patterson. Just head over to our finance page and fill out our simple 3 step credit application. A Patterson finance manager will review your application and you'll receive a call, text, or email (whichever preferred) to finish up the process!
Can I Buy a Car If I Have Bad Credit?
Having bad credit doesn't make it impossible to get a car loan but it does mean you may pay a higher interest rate than a customer with perfect credit. At Patterson Cars we have relationships with over 40 lenders who can help provide the most inexpensive loan tailored to your specific needs!
What Time Does The Service Department Close?
Patterson has multiple locations and we are open every day of the week but Sunday! Store hours vary by location and individual store information can be found on the locations page of this website!
Can I Finance a Vehicle If I Already Have One?
Dependant on the strength of your credit and your current monthly obligations you may be eligible to finance an additional vehicle, please contact our finance department to help you with your vehicle loan needs!
Is There a Deductible on the Free Lifetime Warranty?
No, there is no deductible on approved repairs under the Free Lifetime Warranty!
Does the Free Lifetime Warranty Cover Parts & Labor?
The Free Lifetime Warranty can cover up to 100% parts and labor on approved and covered items. See us for a full list!
What Parts Does the Free Lifetime Warranty Cover?
Our Free Lifetime Warranty provides coverage of your engine block, cylinder head transmission, trans axle front wheel, rear wheel drive system, and all related internal parts and components. See us for full details!


Still have questions? Call us or come by a Patterson location today.